Whatever comes to mind, and then the interesting directions that thought will take you on the web.
Thursday, November 12, 2009
Monday, August 24, 2009
Monday, July 13, 2009
Monday, July 06, 2009
- Borrowers, many of whom were trying to pay off usurious credit card balances got lower rates than they could get from banks
- Lenders got higher rates than they were used to (at the cost of greater risk
- Prosper has had to stop accepting new borrowers and loan requests.
- My personal experience has been to witness first hand the ability for people to borrow money, probably with no intention of ever paying it off.
Of the 45 loans that I have made, 13 have been charged off (2 in bankruptcy)
Looking back on some of these loans, take loan "Expanding my Growing Business". The borrower got $20,000. My share was $181.92. The Credit Grade was AA! The person ended up making 2 payments, and the loan has been "charged off in collections" since Mar 28, 2008
Monday, June 29, 2009
It's got the standard screw fitting, no mercury (unlike CFL), lasts a long time, and uses 1.5 Watts of power to have equivalent light output to a 40 Watts incandescent bulb. It also runs cooler.
Downsides are the $9.99 price, and incompatibility with dimmers.
I look forward to developments in this area.
Statistics I found were that 8.8% of household electricity consumption in the US is for lighting. Decreasing that by 95% will make a big dent in overall electricity consumption.
Wednesday, June 17, 2009
I know that it means somebody arguing a point to a group that already agrees with the point.
But why? It seems that there's no reason a choir is in agreement with the preacher. Maybe a bunch of them are there because they like singing, or the social aspects of the church.
It seems that it would be better used to mean arguing a point to somebody who has no choice in listening to it, and can't escape.
Friday, May 15, 2009
So I logged into Fastrak, changed the expiration date, and hit Save.
I got an error.
Using my powers of intuition, I figured that Fastrak was verifying the credit csard number "************6731", and reporting that this was invalid.
I entered the full credit card number, and my changed expiration date was now accepted.
Here's how the process should work. Fastrak sends me an email stating that my credit card expiration date has expired. I reply to the message with my new expiration date - "03/12". Of course, there may be some credit card company rules that forbid this kind of freindly user interface.
My credit card has expired, so needed to sign in to my AT&T account to change the expiration.
Problem was, I couldn't remember my account name, or password. Through a process that worked fairly well, was able to get a temporary password, and then get my account name.
So, then logged in. Because I had a temporary password, I was prompted to change it. Nothing unusual in that. However, here's the screen I got after pressing the Continue button.
The little red bar was some kind of error message. But what was the error?
I took a look at the page source to see if that could give me a hint. No!
Could it be related to password complexity? I tried again with my super complex password - upper case, lower case *and* numbers. That didn't help!
I am really frustrated with this.
I'm using Firefox browser on Mac. On a hunch, I tried Safari, and was able to change my password!
Unfortunately, I got to this stage:
Will I ever be able to change my credit card expiration date?
Wednesday, March 18, 2009
Monday, March 16, 2009
Friday, March 13, 2009
I love this scene from the 1996 movie Swingers. I often use it as an example of digging a hole for oneself. When Trent is asked what he does, he replies "I'm a Producer", the girls say "Cool", and that's the end of that.
Wednesday, March 11, 2009
Perception is indeed reality (at least in the short term). We’ve been conditioned to think that the wrong stuff is reality. Go to your window and look outside. Do you see the same buildings as yesterday? What about the supermarket – same groceries? And the gas station – same gas?The real assets within US borders are unchanged. There are the same houses, factories, machines, airplanes, offices, land, gold, roads, cars, commodities. The question is to decide how that is distributed among people.
Sunday, February 22, 2009
Saturday, February 07, 2009
I went to the referenced site to check my bill, and on attempting to login:
Dear Valued Customer,
A new energy statement for your PG&E account .... is now available to view online. You can also pay your bill online, or print a copy of your statement.PG&E energy statement (e-Bills) information
Amount Due: $0.00 Bill Date: February 4, 2009
To view or pay this bill, login to My Account at:
You will need to enter your user name and password.
Click below to view the most recent bill inserts including any legal and mandated notices.
Need assistance? E-mail us at Authentication@pge.com. > Disclosure > Privacy
Copyright © 2009 by Pacific Gas and Electric Company. All rights reserved.
This is so lame. Why couldn't they wait until the after scheduled outage before sending the email?
Tuesday, January 27, 2009
Tuesday, January 13, 2009
I once stayed at a hotel in Pittsburgh. I needed to be up early the next day, so decided to set the alarm on the clock radio in the room, in addition to using the wake up call.
The clock was branded "Philips Magnavox".
Whatever I tried, I could not work out how to set the alarm. Being very persistent, and contemplating a fairly amusing blog post, I decided to search for the clock's instruction manual on the web.
I found it on the Philips website.
So, what was the trick to get the alarm to work?
Well, the clock has a feature called "Weekend Sleeper" (stops the alarm on the weekend). In order for that feature to work, the clock must know the day of the week. So, needed to set the day of the week, and then the alarm could be set.
This is an example of a non-intuitive user interface. There was no way I could work out how to perform a fairly simple task without reading the friendly manual.
Wednesday, January 07, 2009
They look upon fraud as a greater crime than theft, and therefore seldom fail to punish it with death; for they alledge, that care and vigilante, with a very common understanding, may preserve a man's goods from thieves; but honesty hat no fence against superior cunning: and since it is necessary that there should be a perpetual intercourse of buying and selling, and dealing upon credit; where fraud is permitted or connived at, or hath no Law to punish it, the honest dealer is always undone and the knave gets the advantage.So true.
Thursday, January 01, 2009
I did, and envisioned a website that allowed a person to trace out that feature on top of Google Maps, and allow the Community to identify what it is.
Well, I was just talking to a colleague about Mumbai, and he proceeded to access WikiMapia to show various features of that city.
Turns out that wikimapia is fairly close to what I imagined. Google Maps, with the ability for the Community to mark geographic features. I think that a feature of the site called "identif this feature" would be useful. That way, a user could trace out something that they wanted to be identified, and another user could then do the identification.